[Page 0] ["Your Statement",378,568,60,33,60] ["Low Rate Mastercard® Credit Card",333,566,78,60,78] ["1234 5678 9012 3456",466,559,92,83,92] ["Page 1 of 4",524,564,107,99,107] ["019",227,243,124,114,124] ["Statement Period",354,429,133,123,133]["23 Dec 2025 - 21 Jan 2026",446,567,132,122,133] ["XX XXXXXX X XXXXX",57,154,148,138,148] ["Credit limit",354,400,153,143,153]["$9,999.99",516,567,153,143,153] ["XX XXXXXX XX",57,138,159,149,159] ["XXXXXX XXX XXXX",57,142,171,161,171]["Available credit",354,419,173,163,171]["$9,999.99",522,567,172,162,171] ["Your payment summary",358,506,229,216,229] ["Opening balance at 23 Dec",57,174,252,242,252]["$9,999.99",247,284,252,242,252]["Total amount owing",358,453,255,245,252]["$9,999.99",527,563,255,245,252] ["New transactions and charges",57,188,273,263,273]["$9,999.99",239,284,272,262,273] ["Minimum payment",357,445,283,273,283]["$99.99",534,564,283,273,283] ["Payments/refunds",57,135,294,284,294]["-$9,999.99",235,283,293,283,294] ["Payment due by",357,433,312,302,312]["16 Feb 2026",506,563,312,302,312] ["Closing balance at 21 Jan",57,168,316,306,316]["$9,999.99",247,284,316,306,316] ["Next statement period",57,152,339,329,339]["22 Jan 2026 - 23 Feb 2026",164,283,337,327,339]["Your next AutoPay amount of $999.99 will be",358,553,335,325,339] ["deducted from your account - 098765",358,523,347,337,347] ["12345678 - on 16 Feb 2026.",358,483,358,348,358] ["Minimum Repayment Warning:",57,180,527,519,527]["If you make only the minimum payment each month, you will pay more interest and it will take you longer to",184,552,527,519,527] ["pay off your balance. For example:",57,175,536,528,536] ["If you make no additional charges using",57,217,551,543,551]["You will pay off the Closing Balance",234,378,551,543,551]["And you will end up paying estimated",397,547,551,543,551] ["this card and each month you pay...",57,200,561,553,561]["shown on this statement in about...",234,376,561,553,561]["total interest charges of...",397,501,561,553,561] ["Only the minimum payment",57,151,574,566,574]["3 years, 1 month",234,292,574,566,574]["$999.99",397,426,574,566,574] ["$99.99",57,81,588,580,588]["2 years",234,259,588,580,588]["$999.99, a saving of",397,467,588,580,588]["$99.99",472,496,588,580,588] ["Having trouble making repayments?",57,201,601,593,601] ["If you are having",57,113,611,603,611]["difficulty making credit card repayments, please contact us on 1300 130 107. We may be able to assist you. Please note: in the",116,554,611,603,611] ["minimum repayment warning calculation, we use the cash advance rate and apply it to the entire balance.",57,419,620,612,620] [Page 1] ["Transactions",429,566,55,32,55] ["Account 1234 5678 9012 3456",443,565,67,58,67] ["23 Dec 2025- 21 Jan 2026",460,565,80,71,80] ["Page 2 of 4",521,566,93,84,93] ["Transactions",52,132,200,187,200] ["Date",52,74,220,210,220]["Transaction Details",122,214,220,210,220]["Amount (A$)",504,563,220,210,220] ["24 Dec",52,80,235,226,235]["XXXXX XXXXX XXXXX",122,252,235,226,235]["9,999.99",545,563,235,226,235] ["26 Dec",52,80,252,243,252]["XXXXX XXXXX XXXXX",122,225,252,243,252]["9,999.99",540,563,252,243,252] ["26 Dec",52,80,270,261,270]["XXXXX XXXXX XXXXX",122,222,270,261,270]["9,999.99",545,563,270,261,270] ["27 Dec",52,80,287,278,287]["XXXXX XXXXX XXXXX",122,223,287,278,287]["9,999.99",535,563,287,278,287] ["27 Dec",52,80,305,296,305]["XXXXX XXXXX XXXXX",122,256,305,296,305]["9,999.99",540,563,305,296,305] ["27 Dec",52,80,323,314,323]["XXXXX XXXXX XXXXX",122,211,323,314,323]["9,999.99",540,563,323,314,323] ["27 Dec",52,80,340,331,340]["XXXXX XXXXX XXXXX",122,245,340,331,340]["9,999.99",528,563,340,331,340] ["27 Dec",52,80,358,349,358]["XXXXX XXXXX XXXXX",122,177,358,349,358]["9,999.99",535,563,358,349,358] ["27 Dec",52,80,375,366,375]["XXXXX XXXXX XXXXX",122,243,375,366,375]["9,999.99",540,563,375,366,375] ["28 Dec",52,80,392,383,392]["XXXXX XXXXX XXXXX",122,234,392,383,392]["9,999.99",540,563,392,383,392] ["28 Dec",52,80,410,401,410]["XXXXX XXXXX XXXXX",122,222,410,401,410]["9,999.99",540,563,410,401,410] ["28 Dec",52,80,427,418,427]["XXXXX XXXXX XXXXX",122,251,427,418,427]["9,999.99",545,563,427,418,427] ["29 Dec",52,80,445,436,445]["XXXXX XXXXX XXXXX",122,219,445,436,445]["9,999.99",540,563,445,436,445] ["30 Dec",52,80,463,454,463]["XXXXX XXXXX XXXXX",122,231,463,454,463]["9,999.99",540,563,463,454,463] ["01 Jan",52,78,480,471,480]["XXXXX XXXXX XXXXX",122,227,480,471,480]["9,999.99",535,563,480,471,480] ["02 Jan",52,78,498,489,498]["XXXXX XXXXX XXXXX",122,191,498,489,498]["9,999.99",540,563,498,489,498] ["03 Jan",52,78,515,506,515]["XXXXX XXXXX XXXXX",122,263,515,506,515]["9,999.99",540,563,515,506,515] ["04 Jan",52,78,533,524,533]["XXXXX XXXXX XXXXX",122,250,533,524,533]["9,999.99",540,563,533,524,533] ["05 Jan",52,78,550,541,550]["XXXXX XXXXX XXXXX",122,193,550,541,550]["9,999.99",540,563,550,541,550] ["05 Jan",52,78,568,559,568]["XXXXX XXXXX XXXXX",122,199,568,559,568]["9,999.99",540,563,568,559,568] ["05 Jan",52,78,585,576,585]["XXXXX XXXXX XXXXX",122,219,585,576,585]["9,999.99",540,563,585,576,585] ["How to pay",42,106,652,640,652]["We’re here to help",428,530,652,640,652] ["NetBank",85,119,665,657,665]["AutoPay",258,291,665,657,665] ["commbank.com.au/paymy",452,557,671,663,671] ["Visit netbank.com.au to transfer",85,200,675,667,675]["Visit commbank.com.au/paymycard",258,397,675,667,675] ["card",452,470,680,672,680] ["funds between your accounts or",85,196,684,676,684]["to set up a monthly repayment",258,363,684,676,684] ["to pay via BPAY",85,140,694,686,694] ["13 2221",452,484,706,697,706] ["CommBank app",85,148,711,703,711]["ATM",258,276,712,704,711] ["Overseas +61 2 9999 3283",452,558,716,707,716] ["Transfer funds between your",85,183,720,712,720]["Visit commbank.com.au/locateus",258,383,722,714,720] ["(reverse charges accepted)",452,533,724,717,724] ["accounts or pay via BPAY",85,174,730,722,730]["to find an ATM that accepts deposits.",258,387,732,724,730] ["Biller code: 1818",85,150,749,741,749]["XX XXXXX X XXXXX",431,511,750,742,749] ["Ref: 1234 5678 9012 3456",85,181,759,751,759] ["Amount Paid",431,489,766,756,766] ["BPAY® Registered to BPay Pty Ltd",85,190,771,764,771] ["ABN 69 079 137 518",85,149,779,772,779] ["1234567890123456",240,321,783,774,783]["$",420,427,785,773,783] [Page 2] ["Transactions",430,567,55,32,55] ["Account 1234 5678 9012 3456",443,565,67,58,67] ["23 Dec 2025- 21 Jan 2026",460,565,80,71,80] ["Page 3 of 4",521,566,93,84,93] ["Transactions",52,132,118,105,118] ["Date",52,74,137,127,137]["Transaction Details",122,214,137,127,137]["Amount (A$)",504,563,137,127,137] ["06 Jan",52,78,152,143,152]["XXXXX XXXXX XXXXX",122,219,152,143,152]["9,999.99",540,563,152,143,152] ["08 Jan",52,78,170,161,170]["Payment Received, Thank You",122,241,170,161,170]["9,999.99-",524,563,170,161,170] ["08 Jan",52,78,187,178,187]["XXXXX XXXXX XXXXX",122,254,187,178,187]["9,999.99",535,563,187,178,187] ["08 Jan",52,78,205,196,205]["XXXXX XXXXX XXXXX",122,251,205,196,205]["9,999.99",545,563,205,196,205] ["09 Jan",52,78,222,213,222]["XXXXX XXXXX XXXXX",122,221,222,213,222]["9,999.99",540,563,222,213,222] ["09 Jan",52,78,240,231,240]["XXXXX XXXXX XXXXX",122,263,240,231,240]["9,999.99",540,563,240,231,240] ["09 Jan",52,78,257,248,257]["XXXXX XXXXX XXXXX",122,234,257,248,257]["9,999.99",540,563,257,248,257] ["09 Jan",52,78,275,266,275]["XXXXX XXXXX XXXXX",122,250,275,266,275]["9,999.99",540,563,275,266,275] ["10 Jan",52,78,293,284,293]["XXXXX XXXXX XXXXX",122,219,293,284,293]["9,999.99",540,563,293,284,293] ["XXXXXX",122,152,303,294,303]["XXXXX XXXXX",184,255,303,294,303] ["10 Jan",52,78,320,311,320]["XXXXX XXXXX XXXXX",122,202,320,311,320]["9,999.99",545,563,320,311,320] ["10 Jan",52,78,338,329,338]["XXXXX XXXXX XXXXX",122,227,338,329,338]["9,999.99",540,563,338,329,338] ["11 Jan",52,78,355,346,355]["XXXXX XXXXX XXXXX",122,240,355,346,355]["9,999.99",540,563,355,346,355] ["11 Jan",52,78,373,364,373]["XXXXX XXXXX XXXXX",122,222,373,364,373]["9,999.99",540,563,373,364,373] ["14 Jan",52,78,390,381,390]["XXXXX XXXXX XXXXX",122,246,390,381,390]["9,999.99",545,563,390,381,390] ["14 Jan",52,78,408,399,408]["XXXXX XXXXX XXXXX",122,193,408,399,408]["9,999.99",545,563,408,399,408] ["15 Jan",52,78,425,416,425]["XXXXX XXXXX XXXXX",122,251,425,416,425]["9,999.99",545,563,425,416,425] ["15 Jan",52,78,443,434,443]["XXXXX XXXXX XXXXX",122,193,443,434,443]["9,999.99",545,563,443,434,443] ["16 Jan",52,78,461,452,461]["XXXXX XXXXX XXXXX",122,211,461,452,461]["9,999.99",540,563,461,452,461] ["18 Jan",52,78,478,469,478]["XXXXX XXXXX XXXXX",122,263,478,469,478]["9,999.99",540,563,478,469,478] ["21 Jan",52,78,496,487,496]["Monthly Fee",122,169,496,487,496]["9.99",545,563,496,487,496] ["Interest charged on purchases",122,240,511,502,511]["Purchase Rate 99.999%p.a.",284,395,511,502,511]["99.99",545,563,511,502,511] ["Interest charged on cash advances",122,258,524,515,524]["Cash Advance Rate 99.999%p.a.",284,414,524,515,524]["99.99",545,563,524,515,524] ["Please check your transactions listed on this statement and report any discrepancy to the Bank before the payment due date.",48,534,540,531,540] ["Helping you identify your regular payments",88,354,587,574,587] ["Want to keep track of your regular payments? This handy list could help. If your card is upgraded, lost, stolen or expired, this",63,544,611,602,611] ["list may help you to identify the businesses you need to contact to update your new card details.",63,435,621,612,621] ["While we’ve tried to identify all of your regular payments, this may not be a complete list. We encourage you to check your past",63,553,641,632,641] ["statements or your transaction history in the CommBank app or NetBank for others you may have set up.",63,470,652,643,652] ["Mastercard 1234 5678 9012 3456",63,202,674,665,674] ["Company name",66,134,692,683,692]["Last amount (A$)",321,394,691,682,692]["Date of last transaction",449,550,692,683,692] ["XXXXX XXXXX XXXXX",66,169,709,700,709]["9,999.99",372,394,709,700,709]["17 Jan 2026",500,549,709,700,709] ["XXXXX XXXXX XXXXX",66,186,726,717,726]["9,999.99",372,394,726,717,726]["11 Jan 2026",500,549,726,717,726] ["XXXXX XXXXX XXXXX",66,177,744,735,744]["9,999.99",372,394,744,735,744]["11 Jan 2026",500,549,744,735,744] ["XXXXX XXXXX XXXXX",66,163,761,752,761]["9,999.99",372,394,761,752,761]["06 Jan 2026",500,549,761,752,761] ["XXXXX XXXXX XXXXX",66,137,779,770,779]["9,999.99",372,394,779,770,779]["05 Jan 2026",500,549,779,770,779] [Page 3] ["Transactions",430,567,55,32,55] ["Account 1234 5678 9012 3456",443,565,67,58,67] ["23 Dec 2025- 21 Jan 2026",460,565,80,71,80] ["Page 4 of 4",521,566,93,84,93] ["Helping you identify your regular payments",88,354,124,111,124] ["Mastercard 1234 5678 9012 3456",63,202,143,134,143] ["Company name",66,134,160,151,160]["Last amount (A$)",321,394,160,151,160]["Date of last transaction",449,550,160,151,160] ["XXXXX XXXXX XXXXX",66,211,177,168,177]["9,999.99",372,394,177,168,177]["04 Jan 2026",500,549,177,168,177] ["XXXXX XXXXX XXXXX",66,185,194,185,194]["9,999.99",366,394,194,185,194]["01 Jan 2026",500,549,194,185,194] ["XXXXX XXXXX XXXXX",66,195,212,203,212]["9,999.99",372,394,212,203,212]["30 Dec 2025",498,549,212,203,212] ["XXXXX XXXXX XXXXX",66,195,229,220,229]["9,999.99",372,394,229,220,229]["28 Dec 2025",498,549,229,220,229] ["XXXXX XXXXX XXXXX",66,201,247,238,247]["9,999.99",377,394,247,238,247]["21 Dec 2025",498,549,247,238,247] ["XXXXX XXXXX XXXXX",66,172,265,256,265]["9,999.99",372,394,265,256,265]["17 Dec 2025",498,549,265,256,265] ["XXXXX XXXXX XXXXX",66,166,282,273,282]["9,999.99",372,394,282,273,282]["20 Oct 2025",500,549,282,273,282] ["XXXXX XXXXX XXXXX",66,182,300,291,300]["9,999.99",366,394,300,291,300]["13 Jul 2025",503,549,300,291,300] ["XXXXX XXXXX XXXXX",66,175,317,308,317]["9,999.99",372,394,317,308,317]["12 Jun 2025",500,549,317,308,317] ["XXXXX XXXXX XXXXX",66,181,335,326,335]["9,999.99",366,394,335,326,335]["29 May 2025",497,549,335,326,335] ["XXXXX XXXXX XXXXX",66,212,352,343,352]["9,999.99",366,394,352,343,352]["16 Feb 2025",499,549,352,343,352] ["Things you should know: Only the most recent payment for each business will be shown. All regular payments also appear",63,545,378,369,378] ["in your statement transactions for the relevant month.",63,269,389,380,389]